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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $87,559 | $148,582-41.1% | $135,942-35.6% | $139,456-37.2% |
| Participation rate | 33.3% | 83.9%-50.5pp | 81.9%-48.6pp | 80.3%-47.0pp |
| Annual return | 18.51% | 79.26%-60.7pp | 68.28%-49.8pp | 373.45%-354.9pp |
| Employer contribution / active EE | $1,634 | $5,245-68.8% | $4,858-66.4% | $4,753-65.6% |
| Participant deferral / active EE | $7,070 | $8,101-12.7% | $7,759-8.9% | $6,711+5.3% |
| Admin fee / account holder | $0 | $12,402-100.0% | $10,764-100.0% | $11,407-100.0% |