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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $23,502 | $84,493-72.2% | $125,381-81.3% | $66,938-64.9% |
| Participation rate | 100.0% | 76.4%+23.6pp | 82.4%+17.6pp | 69.8%+30.2pp |
| Annual return | -19.67% | -8.49%-11.2pp | 572.31%-592.0pp | 1.58%-21.3pp |
| Employer contribution / active EE | $9,498 | $3,554+167.3% | $4,815+97.3% | $2,545+273.2% |
| Participant deferral / active EE | $5,251 | $6,783-22.6% | $7,448-29.5% | $4,238+23.9% |
| Admin fee / account holder | $1,455 | $685+112.3% | $10,007-85.5% | $594+145.1% |