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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $122,405 | $98,760+23.9% | $149,715-18.2% | $79,858+53.3% |
| Participation rate | 100.0% | 75.8%+24.2pp | 82.5%+17.5pp | 69.6%+30.4pp |
| Annual return | 21.65% | 27.43%-5.8pp | 276.66%-255.0pp | 31.72%-10.1pp |
| Employer contribution / active EE | $789 | $3,217-75.5% | $4,645-83.0% | $2,471-68.1% |
| Participant deferral / active EE | $5,471 | $5,681-3.7% | $6,842-20.0% | $3,740+46.3% |
| Admin fee / account holder | $1,051 | $6,053-82.6% | $9,310-88.7% | $5,306-80.2% |