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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $38,901 | $160,070-75.7% | $147,117-73.6% | $145,897-73.3% |
| Participation rate | 87.5% | 84.0%+3.5pp | 82.2%+5.3pp | 80.3%+7.2pp |
| Annual return | 13.44% | 98.69%-85.3pp | 420.54%-407.1pp | 552.29%-538.9pp |
| Employer contribution / active EE | $2,566 | $5,285-51.4% | $4,932-48.0% | $4,663-45.0% |
| Participant deferral / active EE | $5,829 | $8,419-30.8% | $8,065-27.7% | $6,689-12.9% |
| Admin fee / account holder | $952 | $15,035-93.7% | $12,993-92.7% | $13,390-92.9% |