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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $27,043 | $180,462-85.0% | $154,111-82.5% | $135,379-80.0% |
| Participation rate | 100.0% | 87.4%+12.6pp | 83.0%+17.0pp | 82.6%+17.4pp |
| Annual return | 26.31% | 888.17%-861.9pp | 735.18%-708.9pp | 519.79%-493.5pp |
| Employer contribution / active EE | $8,262 | $6,036+36.9% | $5,298+56.0% | $4,779+72.9% |
| Participant deferral / active EE | $7,125 | $5,806+22.7% | $5,081+40.2% | $5,609+27.0% |
| Admin fee / account holder | $459 | $16,145-97.2% | $13,411-96.6% | $10,828-95.8% |