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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $53,009 | $157,276-66.3% | $141,177-62.5% | $152,885-65.3% |
| Participation rate | 66.7% | 84.8%-18.2pp | 82.5%-15.8pp | 82.5%-15.8pp |
| Annual return | 18.92% | 64.33%-45.4pp | 71.40%-52.5pp | 345.39%-326.5pp |
| Employer contribution / active EE | $5,692 | $5,262+8.2% | $4,736+20.2% | $4,763+19.5% |
| Participant deferral / active EE | $5,647 | $7,110-20.6% | $6,710-15.8% | $5,851-3.5% |
| Admin fee / account holder | $351 | $12,123-97.1% | $10,263-96.6% | $11,598-97.0% |