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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $31,708 | $79,557-60.1% | $118,746-73.3% | $70,126-54.8% |
| Participation rate | 67.5% | 71.4%-3.9pp | 78.3%-10.8pp | 69.5%-2.0pp |
| Annual return | 272.93% | 25.64%+247.3pp | 24.54%+248.4pp | 73.15%+199.8pp |
| Employer contribution / active EE | $4,682 | $2,861+63.6% | $4,193+11.7% | $2,343+99.9% |
| Participant deferral / active EE | $8,354 | $4,089+104.3% | $5,332+56.7% | $3,332+150.7% |
| Admin fee / account holder | $162 | $5,374-97.0% | $10,720-98.5% | $4,645-96.5% |