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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $12,385 | $89,364-86.1% | $141,177-91.2% | $72,983-83.0% |
| Participation rate | 91.7% | 75.1%+16.5pp | 82.5%+9.2pp | 69.5%+22.2pp |
| Annual return | 316.23% | 111.86%+204.4pp | 71.40%+244.8pp | 81.01%+235.2pp |
| Employer contribution / active EE | $771 | $3,115-75.2% | $4,736-83.7% | $2,440-68.4% |
| Participant deferral / active EE | $5,323 | $5,419-1.8% | $6,710-20.7% | $3,608+47.5% |
| Admin fee / account holder | $337 | $5,959-94.3% | $10,263-96.7% | $5,124-93.4% |