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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $10,719 | $133,998-92.0% | $112,263-90.5% | $134,545-92.0% |
| Participation rate | 100.0% | 78.6%+21.4pp | 75.1%+24.9pp | 81.2%+18.8pp |
| Annual return | -19.80% | 47.17%-67.0pp | 27.49%-47.3pp | 418.37%-438.2pp |
| Employer contribution / active EE | $2,488 | $4,040-38.4% | $3,636-31.6% | $4,742-47.5% |
| Participant deferral / active EE | $5,794 | $5,292+9.5% | $4,729+22.5% | $6,401-9.5% |
| Admin fee / account holder | $669 | $7,493-91.1% | $6,410-89.6% | $11,431-94.1% |