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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $7,246 | $124,330-94.2% | $109,173-93.4% | $167,536-95.7% |
| Participation rate | 90.9% | 79.5%+11.5pp | 75.9%+15.0pp | 82.1%+8.8pp |
| Annual return | 24.92% | 26.04%-1.1pp | 25.75%-0.8pp | 478.82%-453.9pp |
| Employer contribution / active EE | $1,362 | $4,209-67.6% | $3,723-63.4% | $4,839-71.9% |
| Participant deferral / active EE | $3,178 | $5,256-39.5% | $4,654-31.7% | $6,342-49.9% |
| Admin fee / account holder | $524 | $7,974-93.4% | $6,755-92.2% | $12,315-95.7% |