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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $16,560 | $95,415-82.6% | $185,851-91.1% | $85,851-80.7% |
| Participation rate | 93.2% | 68.8%+24.4pp | 81.7%+11.4pp | 69.3%+23.8pp |
| Annual return | 22.55% | 23.59%-1.0pp | 122.11%-99.6pp | 318.63%-296.1pp |
| Employer contribution / active EE | $1,624 | $3,314-51.0% | $5,168-68.6% | $2,565-36.7% |
| Participant deferral / active EE | $4,479 | $3,424+30.8% | $5,569-19.6% | $3,952+13.3% |
| Admin fee / account holder | $385 | $7,215-94.7% | $16,245-97.6% | $6,261-93.9% |