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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $12,181 | $85,171-85.7% | $172,753-92.9% | $72,976-83.3% |
| Participation rate | 91.1% | 70.1%+21.0pp | 82.6%+8.4pp | 69.5%+21.6pp |
| Annual return | 24.89% | 27.32%-2.4pp | 803.00%-778.1pp | 81.02%-56.1pp |
| Employer contribution / active EE | $1,265 | $3,324-61.9% | $5,144-75.4% | $2,440-48.2% |
| Participant deferral / active EE | $3,436 | $3,260+5.4% | $5,198-33.9% | $3,608-4.8% |
| Admin fee / account holder | $2,295 | $5,880-61.0% | $13,956-83.6% | $5,124-55.2% |