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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $28,130 | $106,280-73.5% | $96,538-70.9% | $139,487-79.8% |
| Participation rate | 100.0% | 77.8%+22.2pp | 74.3%+25.7pp | 80.3%+19.7pp |
| Annual return | 16.85% | 38.48%-21.6pp | 35.74%-18.9pp | 373.84%-357.0pp |
| Employer contribution / active EE | $4,126 | $4,107+0.5% | $3,740+10.3% | $4,755-13.2% |
| Participant deferral / active EE | $3,361 | $5,457-38.4% | $4,880-31.1% | $6,713-49.9% |
| Admin fee / account holder | $362 | $7,888-95.4% | $6,737-94.6% | $11,407-96.8% |