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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $23,554 | $64,716-63.6% | $112,258-79.0% | $68,495-65.6% |
| Participation rate | 98.9% | 67.2%+31.8pp | 75.1%+23.9pp | 67.9%+31.0pp |
| Annual return | -17.43% | -11.40%-6.0pp | 27.47%-44.9pp | -7.84%-9.6pp |
| Employer contribution / active EE | $4,833 | $2,746+76.0% | $3,636+32.9% | $2,596+86.1% |
| Participant deferral / active EE | $5,200 | $3,565+45.9% | $4,728+10.0% | $4,028+29.1% |
| Admin fee / account holder | $887 | $5,232-83.0% | $6,411-86.2% | $5,403-83.6% |