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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $15,188 | $92,743-83.6% | $82,744-81.6% | $134,532-88.7% |
| Participation rate | 33.3% | 75.2%-41.9pp | 72.6%-39.2pp | 81.2%-47.9pp |
| Annual return | -20.01% | 946.63%-966.6pp | 702.22%-722.2pp | 418.27%-438.3pp |
| Employer contribution / active EE | $620 | $3,273-81.1% | $3,008-79.4% | $4,741-86.9% |
| Participant deferral / active EE | $1,807 | $4,802-62.4% | $4,395-58.9% | $6,401-71.8% |
| Admin fee / account holder | $75 | $5,977-98.7% | $5,325-98.6% | $11,429-99.3% |