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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $195,767 | $82,523+137.2% | $115,752+69.1% | $70,131+179.1% |
| Participation rate | 96.4% | 74.0%+22.4pp | 77.8%+18.7pp | 69.5%+26.9pp |
| Annual return | 18.31% | 28.22%-9.9pp | 19.41%-1.1pp | 73.14%-54.8pp |
| Employer contribution / active EE | $0 | $2,758-100.0% | $3,492-100.0% | $2,342-100.0% |
| Participant deferral / active EE | $14,729 | $4,062+262.6% | $5,204+183.0% | $3,332+342.1% |
| Admin fee / account holder | $16,069 | $4,552+253.0% | $6,278+156.0% | $4,645+245.9% |