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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $32,970 | $202,460-83.7% | $169,385-80.5% | $139,456-76.4% |
| Participation rate | 66.7% | 81.1%-14.4pp | 77.2%-10.5pp | 80.3%-13.7pp |
| Annual return | 63.27% | 532.07%-468.8pp | 405.82%-342.5pp | 373.45%-310.2pp |
| Employer contribution / active EE | $1,682 | $4,691-64.1% | $4,012-58.1% | $4,753-64.6% |
| Participant deferral / active EE | $5,997 | $6,938-13.6% | $6,221-3.6% | $6,711-10.6% |
| Admin fee / account holder | $5 | $10,719-100.0% | $9,011-99.9% | $11,407-100.0% |