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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $8,586 | $98,760-91.3% | $149,715-94.3% | $79,858-89.2% |
| Participation rate | 92.3% | 75.8%+16.5pp | 82.5%+9.8pp | 69.6%+22.7pp |
| Annual return | 107.09% | 27.43%+79.7pp | 276.66%-169.6pp | 31.72%+75.4pp |
| Employer contribution / active EE | $2,672 | $3,217-17.0% | $4,645-42.5% | $2,471+8.1% |
| Participant deferral / active EE | $5,176 | $5,681-8.9% | $6,842-24.4% | $3,740+38.4% |
| Admin fee / account holder | $388 | $6,053-93.6% | $9,310-95.8% | $5,306-92.7% |