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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $4,669 | $109,967-95.8% | $97,197-95.2% | $145,877-96.8% |
| Participation rate | 100.0% | 76.0%+24.0pp | 72.7%+27.3pp | 80.3%+19.7pp |
| Annual return | 12.29% | 244.27%-232.0pp | 75.47%-63.2pp | 551.28%-539.0pp |
| Employer contribution / active EE | $1,880 | $3,077-38.9% | $2,723-31.0% | $4,663-59.7% |
| Participant deferral / active EE | $1,889 | $4,676-59.6% | $4,263-55.7% | $6,691-71.8% |
| Admin fee / account holder | $5,627 | $6,199-9.2% | $5,637-0.2% | $13,402-58.0% |