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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $15,774 | $110,278-85.7% | $95,740-83.5% | $139,466-88.7% |
| Participation rate | 30.0% | 75.7%-45.7pp | 72.3%-42.3pp | 80.3%-50.3pp |
| Annual return | 31.51% | 27.19%+4.3pp | 28.41%+3.1pp | 373.66%-342.2pp |
| Employer contribution / active EE | $1,361 | $3,260-58.3% | $2,836-52.0% | $4,754-71.4% |
| Participant deferral / active EE | $1,361 | $4,674-70.9% | $4,244-67.9% | $6,712-79.7% |
| Admin fee / account holder | $2,151 | $6,613-67.5% | $5,676-62.1% | $11,409-81.1% |