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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $5,554 | $177,353-96.9% | $158,226-96.5% | $198,609-97.2% |
| Participation rate | 80.0% | 77.0%+3.0pp | 74.8%+5.2pp | 82.4%-2.4pp |
| Annual return | 15.61% | 599.50%-583.9pp | 501.41%-485.8pp | 202.70%-187.1pp |
| Employer contribution / active EE | $1,409 | $3,239-56.5% | $2,986-52.8% | $5,055-72.1% |
| Participant deferral / active EE | $1,409 | $4,615-69.5% | $4,317-67.4% | $6,977-79.8% |
| Admin fee / account holder | $950 | $10,960-91.3% | $10,217-90.7% | $19,030-95.0% |