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| Provider | Service type | Compensation |
|---|---|---|
LINCOLN NATIONAL CORPORATION3+ years Service code 13 · EIN 35-1140070 | Contract Administrator | $400,898 |
MOSS ADAMS LLP2 years Service code 10 · EIN 91-0189318 | Accounting | $35,900 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $85,934 | $102,389-16.1% | $100,540-14.5% | $90,274-4.8% |
| Participation rate | 69.3% | 84.0%-14.7pp | 79.4%-10.1pp | 73.4%-4.0pp |
| Annual return | 37.03% | 22.50%+14.5pp | 30.90%+6.1pp | 53.97%-16.9pp |
| Employer contribution / active EE | $2,313 | $3,056-24.3% | $3,419-32.3% | $2,523-8.3% |
| Participant deferral / active EE | $4,439 | $7,514-40.9% | $6,272-29.2% | $4,231+4.9% |
| Admin fee / account holder | $162 | $83+94.4% | $8,082-98.0% | $114+41.9% |