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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $24,874 | $92,219-73.0% | $76,768-67.6% | $135,379-81.6% |
| Participation rate | 57.1% | 79.8%-22.6pp | 77.0%-19.8pp | 82.6%-25.5pp |
| Annual return | 0.11% | 5.46%-5.4pp | 2.43%-2.3pp | 519.79%-519.7pp |
| Employer contribution / active EE | $6,594 | $3,216+105.1% | $2,485+165.3% | $4,779+38.0% |
| Participant deferral / active EE | $9,101 | $4,508+101.9% | $3,852+136.3% | $5,609+62.3% |
| Admin fee / account holder | $352 | $10,749-96.7% | $6,675-94.7% | $10,828-96.8% |