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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $10,644 | $100,938-89.5% | $90,461-88.2% | $158,982-93.3% |
| Participation rate | 35.0% | 75.0%-40.0pp | 72.7%-37.7pp | 82.0%-47.0pp |
| Annual return | 22.02% | 1727.20%-1705.2pp | 1294.76%-1272.7pp | 302.99%-281.0pp |
| Employer contribution / active EE | $1,084 | $3,691-70.6% | $3,264-66.8% | $4,763-77.2% |
| Participant deferral / active EE | $1,722 | $4,350-60.4% | $3,964-56.6% | $5,983-71.2% |
| Admin fee / account holder | $134 | $6,510-97.9% | $5,617-97.6% | $11,252-98.8% |