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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $44,775 | $113,338-60.5% | $94,993-52.9% | $147,586-69.7% |
| Participation rate | 81.8% | 78.0%+3.8pp | 73.9%+7.9pp | 82.8%-1.0pp |
| Annual return | 11.29% | 20.80%-9.5pp | 27.14%-15.9pp | 578.59%-567.3pp |
| Employer contribution / active EE | $0 | $3,160-100.0% | $2,603-100.0% | $4,876-100.0% |
| Participant deferral / active EE | $933 | $3,777-75.3% | $3,317-71.9% | $5,439-82.8% |
| Admin fee / account holder | $25,369 | $6,063+318.5% | $4,960+411.4% | $10,886+133.0% |