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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $195,721 | $85,060+130.1% | $70,548+177.4% | $139,456+40.3% |
| Participation rate | 100.0% | 73.9%+26.1pp | 68.3%+31.7pp | 80.3%+19.7pp |
| Annual return | 18.51% | 30.38%-11.9pp | 32.78%-14.3pp | 373.45%-354.9pp |
| Employer contribution / active EE | $24,923 | $3,911+537.3% | $2,975+737.8% | $4,753+424.4% |
| Participant deferral / active EE | $24,923 | $5,890+323.1% | $4,567+445.7% | $6,711+271.4% |
| Admin fee / account holder | $590 | $8,925-93.4% | $6,424-90.8% | $11,407-94.8% |