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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $15,009 | $138,102-89.1% | $125,381-88.0% | $134,532-88.8% |
| Participation rate | 80.0% | 84.5%-4.5pp | 82.4%-2.4pp | 81.2%-1.2pp |
| Annual return | -6.31% | 750.73%-757.0pp | 572.31%-578.6pp | 418.27%-424.6pp |
| Employer contribution / active EE | $1,945 | $5,245-62.9% | $4,815-59.6% | $4,741-59.0% |
| Participant deferral / active EE | $8,607 | $7,801+10.3% | $7,448+15.6% | $6,401+34.5% |
| Admin fee / account holder | $3,888 | $11,568-66.4% | $10,007-61.2% | $11,429-66.0% |