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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $2,914 | $110,551-97.4% | $80,741-96.4% | $167,518-98.3% |
| Participation rate | 100.0% | 64.0%+36.0pp | 54.2%+45.8pp | 82.1%+17.9pp |
| Annual return | 14.21% | 120.57%-106.4pp | 87.30%-73.1pp | 478.71%-464.5pp |
| Employer contribution / active EE | $550 | $1,543-64.3% | $1,160-52.6% | $4,838-88.6% |
| Participant deferral / active EE | $581 | $2,870-79.8% | $2,145-72.9% | $6,342-90.8% |
| Admin fee / account holder | $731 | $4,547-83.9% | $3,380-78.4% | $12,312-94.1% |