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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $59,254 | $110,083-46.2% | $151,639-60.9% | $68,486-13.5% |
| Participation rate | 93.5% | 84.0%+9.6pp | 87.5%+6.1pp | 67.9%+25.7pp |
| Annual return | -61.84% | -10.12%-51.7pp | 3.34%-65.2pp | -7.85%-54.0pp |
| Employer contribution / active EE | $17,878 | $4,470+299.9% | $6,165+190.0% | $2,597+588.5% |
| Participant deferral / active EE | $16,468 | $6,526+152.3% | $8,363+96.9% | $4,028+308.9% |
| Admin fee / account holder | $11,879 | $7,718+53.9% | $11,613+2.3% | $5,404+119.8% |