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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $30,080 | $183,988-83.7% | $162,177-81.5% | $152,897-80.3% |
| Participation rate | 91.7% | 88.5%+3.2pp | 87.6%+4.1pp | 82.5%+9.2pp |
| Annual return | 230.39% | 150.79%+79.6pp | 115.60%+114.8pp | 345.43%-115.0pp |
| Employer contribution / active EE | $0 | $6,370-100.0% | $5,613-100.0% | $4,764-100.0% |
| Participant deferral / active EE | $14,664 | $8,032+82.6% | $7,297+101.0% | $5,851+150.6% |
| Admin fee / account holder | $404 | $13,123-96.9% | $10,843-96.3% | $11,599-96.5% |