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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $124,716 | $110,410+13.0% | $102,437+21.7% | $145,897-14.5% |
| Participation rate | 27.3% | 77.9%-50.7pp | 74.5%-47.2pp | 80.3%-53.0pp |
| Annual return | 17.23% | 24.85%-7.6pp | 24.95%-7.7pp | 552.29%-535.1pp |
| Employer contribution / active EE | $1,441 | $4,217-65.8% | $3,871-62.8% | $4,663-69.1% |
| Participant deferral / active EE | $4,842 | $5,622-13.9% | $5,060-4.3% | $6,689-27.6% |
| Admin fee / account holder | $21,717 | $9,745+122.8% | $8,388+158.9% | $13,390+62.2% |