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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $8,564 | $67,352-87.3% | $60,899-85.9% | $134,509-93.6% |
| Participation rate | 85.7% | 76.2%+9.5pp | 73.1%+12.6pp | 81.2%+4.5pp |
| Annual return | -23.57% | 49.99%-73.6pp | 16.92%-40.5pp | 418.13%-441.7pp |
| Employer contribution / active EE | $1,595 | $3,098-48.5% | $2,702-41.0% | $4,741-66.3% |
| Participant deferral / active EE | $4,350 | $4,539-4.2% | $3,817+14.0% | $6,400-32.0% |
| Admin fee / account holder | $335 | $4,585-92.7% | $3,225-89.6% | $11,427-97.1% |