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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $8,564 | $67,396-87.3% | $60,919-85.9% | $134,545-93.6% |
| Participation rate | 85.7% | 76.2%+9.5pp | 73.1%+12.6pp | 81.2%+4.5pp |
| Annual return | -23.57% | 50.12%-73.7pp | 16.96%-40.5pp | 418.37%-441.9pp |
| Employer contribution / active EE | $1,595 | $3,101-48.6% | $2,704-41.0% | $4,742-66.4% |
| Participant deferral / active EE | $4,350 | $4,534-4.1% | $3,814+14.0% | $6,401-32.0% |
| Admin fee / account holder | $335 | $4,590-92.7% | $3,228-89.6% | $11,431-97.1% |