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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $4,388 | $118,467-96.3% | $98,450-95.5% | $139,456-96.9% |
| Participation rate | 100.0% | 77.5%+22.5pp | 75.2%+24.8pp | 80.3%+19.7pp |
| Annual return | 17.97% | 18.95%-1.0pp | 21.16%-3.2pp | 373.45%-355.5pp |
| Employer contribution / active EE | $2,065 | $3,611-42.8% | $3,049-32.3% | $4,753-56.6% |
| Participant deferral / active EE | $3,391 | $5,393-37.1% | $4,739-28.5% | $6,711-49.5% |
| Admin fee / account holder | $702 | $14,057-95.0% | $8,961-92.2% | $11,407-93.8% |