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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $57,113 | $209,428-72.7% | $178,498-68.0% | $158,950-64.1% |
| Participation rate | 91.7% | 86.4%+5.3pp | 81.9%+9.7pp | 82.0%+9.7pp |
| Annual return | 24.39% | 188.78%-164.4pp | 151.09%-126.7pp | 302.91%-278.5pp |
| Employer contribution / active EE | $2,412 | $5,707-57.7% | $5,011-51.9% | $4,762-49.4% |
| Participant deferral / active EE | $7,645 | $5,955+28.4% | $5,202+47.0% | $5,983+27.8% |
| Admin fee / account holder | $16,485 | $17,077-3.5% | $13,985+17.9% | $11,248+46.6% |