Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 7-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $3,784 | $91,179-95.9% | $178,499-97.9% | $79,852-95.3% |
| Participation rate | 10.7% | 69.2%-58.5pp | 81.9%-71.2pp | 69.6%-58.9pp |
| Annual return | 35.68% | 24.19%+11.5pp | 151.10%-115.4pp | 31.72%+4.0pp |
| Employer contribution / active EE | $0 | $3,256-100.0% | $5,011-100.0% | $2,471-100.0% |
| Participant deferral / active EE | $351 | $3,236-89.1% | $5,202-93.2% | $3,740-90.6% |
| Admin fee / account holder | $545 | $6,749-91.9% | $13,986-96.1% | $5,306-89.7% |