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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $5,600 | $69,118-91.9% | $53,647-89.6% | $138,895-96.0% |
| Participation rate | 60.0% | 64.0%-4.0pp | 56.3%+3.7pp | 79.9%-19.9pp |
| Annual return | 23.86% | 248.26%-224.4pp | 358.33%-334.5pp | 145.39%-121.5pp |
| Employer contribution / active EE | $0 | $1,189-100.0% | $962-100.0% | $4,194-100.0% |
| Participant deferral / active EE | $2,777 | $2,274+22.1% | $1,813+53.1% | $6,396-56.6% |
| Admin fee / account holder | $81 | $2,724-97.0% | $2,460-96.7% | $12,562-99.4% |