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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $4,759 | $27,632-82.8% | $61,399-92.2% | $68,495-93.1% |
| Participation rate | 28.0% | 39.5%-11.5pp | 52.6%-24.6pp | 67.9%-39.9pp |
| Annual return | 0.00% | -13.24%+13.2pp | 338.81%-338.8pp | -7.84%+7.8pp |
| Employer contribution / active EE | $588 | $696-15.5% | $1,159-49.3% | $2,596-77.3% |
| Participant deferral / active EE | $1,447 | $1,264+14.5% | $2,124-31.9% | $4,028-64.1% |
| Admin fee / account holder | $10 | $2,010-99.5% | $2,131-99.5% | $5,403-99.8% |