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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $23,542 | $95,959-75.5% | $97,411-75.8% | $138,895-83.1% |
| Participation rate | 91.7% | 81.8%+9.8pp | 80.4%+11.3pp | 79.9%+11.7pp |
| Annual return | 18.44% | 29.30%-10.9pp | 34.72%-16.3pp | 145.39%-127.0pp |
| Employer contribution / active EE | $1,792 | $4,278-58.1% | $4,210-57.4% | $4,194-57.3% |
| Participant deferral / active EE | $5,648 | $5,876-3.9% | $5,886-4.0% | $6,396-11.7% |
| Admin fee / account holder | $2,150 | $7,555-71.5% | $7,145-69.9% | $12,562-82.9% |