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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $56,656 | $148,623-61.9% | $135,974-58.3% | $139,466-59.4% |
| Participation rate | 100.0% | 83.9%+16.1pp | 81.9%+18.1pp | 80.3%+19.7pp |
| Annual return | 20.50% | 79.30%-58.8pp | 68.30%-47.8pp | 373.66%-353.2pp |
| Employer contribution / active EE | $5,191 | $5,246-1.1% | $4,859+6.8% | $4,754+9.2% |
| Participant deferral / active EE | $14,185 | $8,103+75.1% | $7,760+82.8% | $6,712+111.3% |
| Admin fee / account holder | $7,591 | $12,406-38.8% | $10,767-29.5% | $11,409-33.5% |