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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $19,290 | $81,476-76.3% | $102,383-81.2% | $80,925-76.2% |
| Participation rate | 76.9% | 66.8%+10.1pp | 74.5%+2.4pp | 67.7%+9.3pp |
| Annual return | 281.24% | 25.59%+255.6pp | 24.94%+256.3pp | 35.65%+245.6pp |
| Employer contribution / active EE | $2,873 | $3,105-7.5% | $3,870-25.8% | $2,756+4.2% |
| Participant deferral / active EE | $2,527 | $3,871-34.7% | $5,060-50.1% | $4,299-41.2% |
| Admin fee / account holder | $2,189 | $6,717-67.4% | $8,391-73.9% | $6,940-68.5% |