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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $8,471 | $138,102-93.9% | $125,381-93.2% | $134,532-93.7% |
| Participation rate | 62.5% | 84.5%-22.0pp | 82.4%-19.9pp | 81.2%-18.7pp |
| Annual return | -30.47% | 750.73%-781.2pp | 572.31%-602.8pp | 418.27%-448.7pp |
| Employer contribution / active EE | $1,175 | $5,245-77.6% | $4,815-75.6% | $4,741-75.2% |
| Participant deferral / active EE | $2,975 | $7,801-61.9% | $7,448-60.1% | $6,401-53.5% |
| Admin fee / account holder | $160 | $11,568-98.6% | $10,007-98.4% | $11,429-98.6% |