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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $72,167 | $126,661-43.0% | $113,397-36.4% | $138,895-48.0% |
| Participation rate | 57.1% | 79.4%-22.3pp | 76.5%-19.4pp | 79.9%-22.8pp |
| Annual return | 18.85% | 25.05%-6.2pp | 23.20%-4.4pp | 145.39%-126.5pp |
| Employer contribution / active EE | $2,321 | $3,456-32.9% | $2,977-22.1% | $4,194-44.7% |
| Participant deferral / active EE | $6,829 | $5,693+20.0% | $5,076+34.5% | $6,396+6.8% |
| Admin fee / account holder | $9,147 | $14,549-37.1% | $11,957-23.5% | $12,562-27.2% |