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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $10,425 | $92,684-88.8% | $82,706-87.4% | $134,509-92.2% |
| Participation rate | 25.0% | 75.2%-50.2pp | 72.6%-47.6pp | 81.2%-56.2pp |
| Annual return | -27.41% | 945.84%-973.2pp | 701.76%-729.2pp | 418.13%-445.5pp |
| Employer contribution / active EE | $975 | $3,272-70.2% | $3,007-67.6% | $4,741-79.4% |
| Participant deferral / active EE | $975 | $4,800-79.7% | $4,394-77.8% | $6,400-84.8% |
| Admin fee / account holder | $0 | $5,982-100.0% | $5,329-100.0% | $11,427-100.0% |