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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $70,718 | $138,078-48.8% | $125,363-43.6% | $134,509-47.4% |
| Participation rate | 77.8% | 84.5%-6.7pp | 82.4%-4.6pp | 81.2%-3.5pp |
| Annual return | -15.22% | 750.49%-765.7pp | 572.15%-587.4pp | 418.13%-433.4pp |
| Employer contribution / active EE | $3,973 | $5,245-24.3% | $4,815-17.5% | $4,741-16.2% |
| Participant deferral / active EE | $8,668 | $7,800+11.1% | $7,447+16.4% | $6,400+35.4% |
| Admin fee / account holder | $2,960 | $11,566-74.4% | $10,005-70.4% | $11,427-74.1% |