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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $90,794 | $45,872+97.9% | $77,081+17.8% | $68,495+32.6% |
| Participation rate | 80.0% | 55.9%+24.1pp | 67.9%+12.1pp | 67.9%+12.1pp |
| Annual return | -21.40% | 1.73%-23.1pp | 42.33%-63.7pp | -7.84%-13.6pp |
| Employer contribution / active EE | $7,820 | $1,650+374.0% | $2,813+177.9% | $2,596+201.2% |
| Participant deferral / active EE | $12,825 | $2,963+332.9% | $4,428+189.6% | $4,028+218.4% |
| Admin fee / account holder | $4,623 | $3,041+52.0% | $5,427-14.8% | $5,403-14.4% |