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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $18,607 | $167,352-88.9% | $143,788-87.1% | $134,509-86.2% |
| Participation rate | 93.8% | 84.8%+8.9pp | 80.3%+13.4pp | 81.2%+12.5pp |
| Annual return | -20.97% | 0.47%-21.4pp | -0.03%-20.9pp | 418.13%-439.1pp |
| Employer contribution / active EE | $2,749 | $5,620-51.1% | $4,952-44.5% | $4,741-42.0% |
| Participant deferral / active EE | $4,631 | $6,447-28.2% | $5,638-17.9% | $6,400-27.6% |
| Admin fee / account holder | $13,689 | $18,091-24.3% | $14,675-6.7% | $11,427+19.8% |