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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $39,808 | $113,338-64.9% | $94,993-58.1% | $147,585-73.0% |
| Participation rate | 100.0% | 78.0%+22.0pp | 73.9%+26.1pp | 82.8%+17.2pp |
| Annual return | 0.00% | 20.80%-20.8pp | 27.14%-27.1pp | 578.58%-578.6pp |
| Employer contribution / active EE | $1,515 | $3,160-52.1% | $2,603-41.8% | $4,876-68.9% |
| Participant deferral / active EE | $2,554 | $3,777-32.4% | $3,317-23.0% | $5,439-53.0% |
| Admin fee / account holder | $503 | $6,063-91.7% | $4,960-89.9% | $10,886-95.4% |