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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $20,876 | $165,361-87.4% | $149,715-86.1% | $158,950-86.9% |
| Participation rate | 100.0% | 84.6%+15.4pp | 82.5%+17.5pp | 82.0%+18.0pp |
| Annual return | 59.53% | 348.24%-288.7pp | 276.66%-217.1pp | 302.91%-243.4pp |
| Employer contribution / active EE | $5,799 | $5,103+13.6% | $4,645+24.9% | $4,762+21.8% |
| Participant deferral / active EE | $12,754 | $7,182+77.6% | $6,842+86.4% | $5,983+113.2% |
| Admin fee / account holder | $2,030 | $10,808-81.2% | $9,310-78.2% | $11,248-82.0% |