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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $20,876 | $165,381-87.4% | $149,730-86.1% | $158,966-86.9% |
| Participation rate | 100.0% | 84.6%+15.4pp | 82.5%+17.5pp | 82.0%+18.0pp |
| Annual return | 59.53% | 348.29%-288.8pp | 276.70%-217.2pp | 302.95%-243.4pp |
| Employer contribution / active EE | $5,799 | $5,104+13.6% | $4,645+24.8% | $4,762+21.8% |
| Participant deferral / active EE | $12,754 | $7,182+77.6% | $6,843+86.4% | $5,983+113.2% |
| Admin fee / account holder | $2,030 | $10,809-81.2% | $9,310-78.2% | $11,250-82.0% |