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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $21,885 | $105,929-79.3% | $81,926-73.3% | $158,950-86.2% |
| Participation rate | 33.3% | 75.6%-42.3pp | 72.0%-38.7pp | 82.0%-48.6pp |
| Annual return | 16.17% | 38.19%-22.0pp | 29.49%-13.3pp | 302.91%-286.7pp |
| Employer contribution / active EE | $677 | $7,802-91.3% | $4,310-84.3% | $4,762-85.8% |
| Participant deferral / active EE | $847 | $13,007-93.5% | $7,108-88.1% | $5,983-85.8% |
| Admin fee / account holder | $50,030 | $8,492+489.2% | $5,159+869.8% | $11,248+344.8% |