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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $22,441 | $106,267-78.9% | $96,520-76.7% | $139,456-83.9% |
| Participation rate | 57.1% | 77.8%-20.7pp | 74.3%-17.2pp | 80.3%-23.2pp |
| Annual return | 22.97% | 38.45%-15.5pp | 35.72%-12.7pp | 373.45%-350.5pp |
| Employer contribution / active EE | $2,192 | $4,105-46.6% | $3,739-41.4% | $4,753-53.9% |
| Participant deferral / active EE | $2,432 | $5,454-55.4% | $4,879-50.2% | $6,711-63.8% |
| Admin fee / account holder | $1,222 | $7,882-84.5% | $6,733-81.9% | $11,407-89.3% |